Overlayer is a non-custodial protocol that upgrades supported stablecoins into productive on-chain assets without replacing them. When a user deposits a supported stablecoin, the protocol mints the corresponding overlaid asset. The overlaid asset remains liquid, transferable, non-rebasing, and fully composable. If the user wants yield exposure, they can stake it and receive a separate staking representation that accrues value through share-based accounting rather than balance rebasing. That testnet is currently live, so early users can join now, take advantage of this opportunity, and receive future airdrop rewards.