MoonPay has officially launched its enterprise stablecoin suite powered by the innovative M0 platform. Announced on November 13, 2025, this development marks MoonPay’s transformation from a fiat-to-crypto on-ramp provider into a full-fledged stablecoin infrastructure powerhouse.

Image Source: MoonPay

MoonPay’s Vision

MoonPay earned its reputation by simplifying crypto onboarding for millions through easy fiat-to-crypto gateways. This new stablecoin suite signals MoonPay’s strategic pivot to address a burgeoning market need: robust, customizable, and compliant stablecoin solutions designed specifically for enterprise clients. By integrating with M0, an open and decentralized protocol designed for programmable and interoperable stablecoins, MoonPay equips businesses with end-to-end capabilities from issuance to payments and liquidity management.

The Technological Backbone

The heart of this enterprise stablecoin suite is M0, a platform that provides secure, scalable infrastructure for deploying stablecoins tailored to unique applications. M0 acts as a coordination layer enabling permissioned entities to issue “building blocks” that can be customized without forcing issuers to manage cumbersome technical overhead. With $40 million raised recently to expand its network, M0’s model stresses simplicity for issuers and interoperability across blockchains, making it ideal for enterprises seeking cross-chain solutions. MoonPay’s integration with the M0 protocol ensures enterprises can seamlessly create compliant and programmable stablecoins that operate efficiently within MoonPay’s vast global payments network. The service supports multi-chain issuance, on/off ramps, swaps, virtual accounts, KYC processes, foreign exchange conversions, and payment settlement.

The Operational Advantage

Further enhancing the stablecoin suite’s capabilities is Iron, a MoonPay subsidiary acquired earlier in 2025 in a nine-figure deal. Iron brings to the table API-first infrastructure tailored to stablecoin operations, including payment rails, virtual accounts, fraud detection, and compliance solutions. This combination of M0’s decentralized protocol and Iron’s API-driven operational expertise positions MoonPay to offer best-in-class stablecoin infrastructure that streamlines complexity for enterprises.

Meeting Market Needs

Stablecoins have become indispensable in sectors ranging from e-commerce and gaming to decentralized finance (DeFi) and cross-border payments. MoonPay’s new offering aims to accelerate enterprise adoption by providing turnkey, flexible solutions that meet regulatory standards without sacrificing innovation. Its solutions empower businesses to leverage blockchain’s benefits while mitigating typical barriers such as regulatory uncertainty and technical friction. Industry analysts view MoonPay’s stablecoin suite as a natural evolution, placing the company in direct competition with established players like Circle (USDC) and Tether (USDT), but with differentiation focused on customization, compliance, and developer accessibility.

Future Outlook

MoonPay’s stablecoin division is well-positioned for resilient and compliant management amid rapidly shifting market conditions. The company’s approach targets a future where programmable money becomes standard, asset tokenization broadens, and businesses demand secure, scalable digital currency solutions.